Merrick the Warm Collector

Abilities

• Strength: +2
• Dexterity: +2
• Constitution: +2
• Intelligence: +2
• Wisdom: +2
• Charisma: +2

Stats

• Role: NPC
• Bond: Bound to the Temple of the Departed, he owes his own life to their ancient ledger.
• Flaw: He cannot resist a chance to bargain, even with the living.
• Perception: +5
• AC: 15
• HP: 12

Appearance

Merrick is a spry human with a perpetual, gentle heat radiating from his chest, as if a tiny hearth were tucked beneath his shirt. He wears a soot‑stained apron stitched with tiny silver skulls, and his eyes gleam with mischievous amber.

Secret

The temple's records show his final debt was settled forty years ago, yet Merrick still feels a lingering warmth that no fire can explain—he’s unknowingly bound to the soul of a grateful specter who refuses to move on.

Hook

Travelers hear rumors of a "warm collector" who insists on collecting overdue rites from the living. He may offer a harmless favor in exchange for a token, or he could drag the party into a quirky quest to finally settle the ancient ledger.

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• Mhaelldd — Collecteur de dettes · années 1920